What happens to my Capital Credits in the event of my death?

In the case of a sole membership, capital credits may be retired at a discounted rate at the discretion of the Board upon presentation of a letter provided by a legal representative of your estate.
In the case of a joint membership, one-half (50%) of the credits can be paid at a discount with the remaining one-half transferred to the surviving member.
Capital credits not retired at the time of death will be paid at the same time and in the same manner as all capital credits in a general retirement.